Are you done having children? Maybe it’s time to focus on serious matters like getting out of debt. There’s good news, it is possible to get out of debt with a little bit of determination. Here are some tips to make this a reality. Only Use Cash     It’s pretty simple to use a debit card and swipe swipe swipe. However, when you only use cash, it’s gone when you run out and there’s nothing you can do about it. Using only cash can help you get out of debt because you’re not going to continue to use a credit card. Prepare for Emergencies     One of the biggest issues facing people who are debt is that they are not prepared for emergencies. When an emergency happens, it’s easy to put it on a credit card and then debt adds up really quickly. You can start preparing for financial emergencies by having an emergency fund set up. Even if it’s only $500, that’s something you won’t need to put on a credit card. Sell Your Stuff     Although you may not want to, selling your items is one great … [Read more...]