One of the hardest jobs in the world is being a parent. You want to raise your kids to be healthy, responsible, productive, independent and happy adults. In a world where everyone is looking out for themselves, it is important to teach your kids integrity and independent thinking that isn't easily swayed by peer pressure.     When it comes to giving your teen responsibilities, there are some key factors that can help you know when they are ready. Here are some things to help you know if your teen is ready for a debit card. #1. Are they working for their own money? If your teen is in high school and able to work a job, they may be ready for a debit card. When a teen works for their own money, it helps them to know the value of a dollar. The problem with a debit card is that it makes it really easy to spend money. The other problem is you have to keep a close watch on your account balance, so you don't go below your balance. #2. Are they trustworthy? If your teen is not … [Read more...]