How Educated Are You About Your Health Care Plan? @MyUHC #Ad

    Those of you who are long-time readers of this blog know that I am a nine year Leukemia Survivor. As a result, I have had to learn how to be my own best advocate when it comes to my health.  After all, you have to be an educated patient and understand your health care plan in order to navigate the medical system wisely.  Open enrollment is about the begin, and for some it already has, so now is the time to acquire all the knowledge you can about health care plans in order to make the most informed decision you can.     Just this past month, UnitedHealthcare launched a new site that has several engagements educating people about their health care.  Learning about and purchasing a health care plan can be extremely overwhelming for many of us, but UnitedHealthcare wants to help by allowing us to take advantage of our health care by becoming empowered and learning the ins and outs of it.  You can do this by using their interactive learning … [Read more...]

Step Into A Healthier Life, We Dare You! @myUHC #Ad

    As many of you know, I have been a Leukemia Survivor since 2007 and being proactive about my health is extremely important to me.  The truth is that my life depends on me striving to live a healthy life and it is a responsibility that I take very seriously.       We Dare You is a campaign UnitedHealthcare has been running for a few years that dares people to live healthier lives every day, one step at a time. The dares focus on encouraging healthy living as well as on taking control of your health care.     Most families that have members who live with chronic medical conditions like I do, spend quite a bit of money on health insurance and copayments.  As a result, being frugal and mindful of health expenses can be a real cost saver.       By educating yourself about health care and learning how to navigate the complex health care system, you can save a little money.  UnitedHealthCare wants to help you save and … [Read more...]

Make The System Work For You: Save Money On Small Business Health Insurance #Sponsored

    When I first started teaching fifteen years ago, I had a lot of decisions to make with regards to choosing the right life insurance as well as deciding on my health insurance company.  Honestly, I didn't realize the importance of having these two things in place because I was very young and not really thinking about a time when I would suffer from poor health or not be able to work.     Thankfully, I had a veteran colleague who mentored me and helped me choose the health insurance plan that would cover my family and I in the event of suffering a serious illness.  It was a decision that I have been grateful for having made correctly many times over during the last fifteen years.  Unfortunately, my health has failed me a few times during that time and, having the right coverage, helped to relieve a lot of the stress of being sick in the first place.     Small business owners in New York City know that health insurance is one of the most important considerations when attracting … [Read more...]

Making Smart Decisions About Your Health Care Coverage! @myUHC #Ad

    When I first started teaching in 2000, I was very young and I knew absolutely nothing about health care coverage or why it was so important.  The moment I was given paperwork to fill out for my new teaching position that included making decisions about what type of coverage I needed, it threw me for a loop.     Thankfully, a colleague of mine who was a veteran teacher took pity on me and sat down with me to give me some advice.  She shared with me that choosing the right health care coverage was extremely important because, although I was young and in reasonably good health, one never knew what would happen in the future.     In her words, it was better to be safe than sorry just in case some unforeseen health crisis should arise suddenly in my life.  Six months later when I landed in the hospital with Appendicitis, I realized just how right she had been.  As the medical bills piled up and my insurance had me covered, I was grateful for this sound advice that I had received.   … [Read more...]

Medicare Part D And Walgreens Can Save You Money On Prescription Drugs! #WalgreensLatino #Ad

*This is part of a sponsored collaboration with Latina Mom Bloggers and Walgreens. However, all opinions expressed are my own.   As my Dad is getting closer and closer to retiring from his job in a few years, I worry a lot about how he and my Mom are going to pay for all of their prescription medications.  They both have chronic medical conditions and take a variety of medicines to stay healthy which can be very expensive when one doesn't have prescription drug coverage.  The moment that he retires, he will lose his medical insurance and this can potentially be financially devastating to them.     Recently, we have been hearing about a lot of changes that are taking place in healthcare.  This can be very confusing to families who are just trying to navigate the healthcare industry in order to obtain the best medical coverage for their loved ones.  One of the new programs that is being provided by Medicare, called Medicare Part D, provides its members with insurance to help people … [Read more...]

Educate Yourself About Open Enrollment @Aflac #Aflac #MC #Ad

I participated in a campaign on behalf of Mom Central Consulting (#MC) for Aflac. I received a promotional item as a thank you for participating.     This past month, I received a memo from our payroll secretary at work letting us know that the open enrollment period was taking place.  For those of you who don't know what this means, it is a period during which a health insurance company or HMO is statutorily required to accept applicants without regard to health history.  As many of you know, I am a six year Leukemia Survivor so being proactive about my health and educating myself about health insurance is very important to me.     Choosing the right health insurance is probably one of the most important decisions that you can make for you and your family.  It is crucial that you choose the right policy that meets your health needs and make sure that all of the insurance costs that you are responsible for are within your budget.  Costs to consider include deductibles and … [Read more...]