*This post was sponsored by SheSpeaks for Prudential. All opinions are 100% my own. I can still remember the first time that I started thinking about my long-term finances. It was in September of 2000 and I had just started a new job as a NYC public school teacher. As I was filling out papers for my pension, another veteran teacher sat down next to me and advised me on the importance of starting to think about my retirement from an early age. At that moment, I recall stifling a chuckle because nothing was further from my twenty two year old mind. She persisted and went on to tell me how women's social security benefits are 27% lower than that of their male counterparts.* This statistic shocked me as well as the fact that she shared with me that she had failed to make those important financial decisions at the beginning of her career. As a result, her pension consultation had left her disappointed and worried about her future. That day, my eyes were fully open to … [Read more...]
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This is a compensated campaign in collaboration with Latina Bloggers Connect and Amway. I have always wanted to be my own boss. Ever since I was a child, I can remember being in awe of family members who owned their own businesses. They always had the freedom to attend family events on a whim and generally seemed to be happy most of the time. My Grandfather's brother owned a motorcycle shop and dealership and I can recall all of the fun that us kids had pretend riding on all of the bikes in the showroom. We never worried about getting in trouble because well, let's face it, our Uncle was the boss and he would never get angry at us. As I became an adult, my career path took me in the direction of education. Although I never abandoned my dreams of becoming a successful entrepreneur, I also had a desire to impart knowledge unto the youth so I put my business plans on hold while I pursued my degrees in education. It wasn't until I started blogging that I realized that my … [Read more...]