Parenting Just Got A Little Easier With KidCash® #KidCash @KidCashParents #Giveaway #Ad

*This is part of a sponsored campaign with KidCash®. However, all opinions expressed are my own. 


    When I was a kid, my brother had a friend whose mother used to pay him for completing chores around the house.  She had a whole system in place for compensating him to each task and she would pay him what he earned at the end of each week.  I can recall thinking how lucky he was that he was getting paid to do the things that I was doing in my house for free.

    What I didn’t realize was that he was simultaneously learning how to be responsible with his finances.  You see, he actually had to work in order to earn his weekly allowance so the money meant much more to him because it came at a price.  As a result, he learned how to save and manage his money early on.


    As an educator and a mom, I can’t begin to describe to you how important it is to teach children how to be financially responsible early on and to encourage them to make their own decisions.  KidCash® makes parenting easier because it helps to reduce power struggles and to open the lines of communication between parents and kids.

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    The basic premise behind it is that has different currencies that help parents set limits on sweets, technology, activities, spending and even rewarding positive behaviors. There are bonuses and violations to highlight those extra good or bad moments.  Additionally, kids can maintain bank books that teach them the importance of keeping their money safe and saving it.

    I have had the opportunity first-hand to see the benefits of positive reinforcement like this not only with my own sons but within my own classroom.  It’s a great way of establishing boundaries and routines with children and reinforcing positive behaviors and open communication.


    KidCash® arms children with the tools to become productive members of society in the future.  Having a system of rewards and balances like this one can be extremely beneficial to children with special needs or focus issues because it provides them with a concrete reward for positive behaviors as well as something tangible that they can reflect upon when they are not on task.

    Prepare your children to effectively manage their lives tomorrow with KidCash®.  You can share tickets with your children’s teachers and other caretakers in order to establish continuity in their daily lives.  I’m sure you will see that it helps kids focus, learn how to save money, and even complete homework.


    The best part is that you can get KidCash® for a limited time at a discount of 15% off by using the coupon code TOUGHCOOKIEMOMMY14 at checkout!  But hurry because the school year has just started and the time to establish these routines and procedures for the rest of the year is NOW!

Let’s Discuss:  What systems of positive reinforcement do you have in place in your home to teach your children how to be responsible and independent?


Our Sponsor is giving a KidCash Kit away to one reader of Tough Cookie Mommy!a Rafflecopter giveaway

Disclosure: This is part of a sponsored campaign with KidCash®. However, all opinions expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255 “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

© 2014, Tough Cookie Mommy. All rights reserved.


  1. Barbie Ritzman says

    This is awesome. I so agree that kids more so than ever need to grasp that you have to actually had to work in order to earn. I wish that this was around when I was a kid. It’s important that they understand early, so they can create good habits for the future. Thanks for sharing this, as I’ve never seen this before.

  2. april brenay says

    we do a marble system, seems to work alright

  3. Terry My Journey With Candida says

    I feel it is very important for kids to learn what it is to be financially responsible. I don’t have young children at home any longer, but I do have Grandkids who need to learn .

  4. That is actually a great reward system and a way to teach them about money. I usually use real money, rewards or sticker charts.

  5. Jennifer Williams says

    This is great, funny part is I was looking yesterday for something to use to teach my youngest about money. We home school and the curriculum did not have anything for this and it is so important.

  6. This is a fun idea. Not only the rewards part, but learning about the violations and spending too. Never too young to start learning these things.

  7. Meagan Bailiff says

    we don’t have any set rewards, but we do single out good choices and responsible behavior any time it happens.

  8. Niurka M. Garcia says

    We encourage our kids to put money in a piggy bank to save

  9. This reminds me of mom bucks from diary of a whimpy kid, lol! I’m sure this works much better.

  10. That’s a neat idea. We used to use a points system, but then we found out they were picking and choosing to do stuff based upon how much it was worth. Sneaky!

  11. Kelly Blount says

    She gets family bucks to earn rewards, and they can be taken away also.

  12. It’s great for kids to learn about how to manage money … an important skill often not taught in school.

  13. Rebecca Bryant says

    this is awesome. My son has to do chores to earn money as well. He doesn’t like it but he likes payday.

  14. Lois Alter Mark says

    I love everything about this. If kids were taught about money from an early age, people wouldn’t be so much debt now.

  15. TouristMeetsTraveler says

    Now that’s an interesting way to teach kids about the importance in money.

  16. I think this is very needed.. kids today think money grows on trees and that they can have everything.

  17. This looks like a great tool for kids! I wish I had been taught with something like this when I was younger!

  18. mena & taty says

    we work with a star chart that has particular chores and responsibilities but that is not working too well for us. I think your system is something we are going to be implementing. Love how it included daily meetings and violations to pay

  19. This is a hard, but an important topic. With my kids we teach that for every choice there is always a consequence. I think this helps them when they make their choices.

  20. This is a really neat system. My son is already taking an interest in money, and it would be great to teach him more responsibility as he gets older.

  21. I loved playing with money when I was a kid! I loved writing out checks and counting change.

  22. I used something very similar for my groups in the school. The kiddos got money for following the rules & got money taken away when they broke them 🙂

  23. Melissa Smith says

    I do something somewhat similar with a chore chart. For each chore completed, they earn a sticker. Each sticker is worth 10 cents. If they want something, they have to pay for it with their own money, that they earn 10 cents at a time. Some weeks they don’t do very good at earning stickers & they get really bummed when they make next to nothing, so they (usually) try harder the next week.

  24. This is fantastic! Right now we mostly use Bible verses and character training. I love the bank book!!

  25. Danielle Anderson says

    Great Idea

  26. Liz @ A Nut in a Nutshell says

    It sounds like this could really help the lesson sink in. It’s an interesting concept!

  27. This is such perfect timing, as I am trying to figure out a system of rewarding my son and letting him earn money. I love how they have a fining system too!

  28. We do a sticker chart. Each sticker is worth a dollar. She knows what she wants to buy and when she gets to that certain amount, we head to the store!

    • Lisa Mo' Chin says

      If you want to try the product, we have a free downloads section as long as you’re willing to cut it up! i’ve found that a lot of the kids like the paper money, something they can count and hold in their hands, but you don’t have to worry about them holding real money. 🙂

  29. beth shepherd says

    We homeschool and with good grade and good behavior they receive game/tv time. If not then no game time.

  30. Love the idea of this! I kind of wish I had a game like this as a child myself. I’ll definitely be teaching my kids this way.

  31. Ann Bacciaglia says

    My kids are older but I would have loved this when they were growing up. What a great way to teach an important skill.

  32. Leigh Anne Borders says

    We have a planner that we use. We use it as an incentive. We mark good behavior and tasks to work towards a goal.

  33. This seems like a really cool system of teaching kids about their money. I would definitely use it if I had a little one.

  34. Amber Nelson says

    Wow, what a great idea. We may have to try this.

  35. We have piggy banks and the rule is if we find coins in the house show parents first before adding to the piggy! They are 6 and 5 so the value of money is just becoming interesting and of course important. This would be a great kit to include in our learning!

  36. This would be great for my son. I definitely need to put it on my holiday shopping list.

  37. We only have a piggy bank for my youngest right now, but it’s sectioned off into ‘donate’ ‘save’ ‘buy’ and ‘invest.’ We don’t use the invest section yet, but the other three sections are great for helping to keep him aware of what he’s doing with his money.

  38. We have a piggy bank for each of our kids and they do ask time and time again mom can we spend our money and the answer is the same, I tell them that by teaching them to save money now will help them in the future to save money.

  39. tinareynolds says

    I love how awesome this looks really good for my son jack

  40. Michelle Day says

    We have a star chart that we use for positive reinforcement. I use it when I want my son to learn new chores or responsibilities!

  41. This is a fantastic tool. Such an important life lesson to learn.

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